Merchant Accounts & Gateways

To process credit cards on a website, there are 3 necessary services: Security, Merchant Account, and Gateway. Security is taken care of by EZ-NetTools. The merchant account is handled by your bank. The gateway is provided by Authorize.Net.

3 Elements of Online Selling

  • Security -Your website needs to be able to process credit card information securely. Our EZ-Commerce account type uses industry standard security protocols to process this sensitive information.
  • Merchant Account - You need a special bank account for depositing credit card payments. You can get a Merchant Account from your local bank. If you do not want to get one from your own bank, our affiliated organization, eComMerchantSolutions can get one for you. There will be additional monthly fees for a merchant account.
  • Credit Cart Gateway ( - Third, you will need a credit card gateway that acts as conduit for credit card information between your website and your merchant account. is the largest credit card gateway and the only gateway service compatible with EZ-NetTools. There are number of companies that are resellers of services. Our affiliate, can help you get an service. There are additional monthly fees for any gateway service.

How long does it take?

Merchant accounts take about 24 hours to set-up. Authorize.Net gateway services typically take less that 1/2 of a business day to activate.

Fee Schedule

Sign up fee for BOTH merchant account and gateway.
One Time Sign up fee $199.00

Sign up fee for EITHER Merchant Account or gateway, individually.
One Time Sign up fee $149.00

Monthly fees - Merchant account

Discount 2.5%
Per transaction $.35
Statement fee $10.00
Monthly minimum $25.00

Monthly fees - Gateway

Per transaction $.25
Gateway access $30.00